AUTOSURE From ANPAC^SM

Better Value Means Getting the Personal Touch.

Other valuable, innovative features

• Good student discount
• Driver's education discount
• Passive restraints discounts
• Ticket-free discounts
• Special rates for drivers age 45 & over
• No deductible for windshield repair

• ANPAC is proud to be named as a Ward's 50 Benchmark Group for achieving outstanding financial results in the areas of safety, consistency and performance.
  
  
• Our innovative CA$HBACK from ANPAC® pays you 25% of your combined auto and homeowners premiums if you remain claim free for three years from your CA$HBACK anniversary date.
  
  CA$HBACK participants are also eligible for "Guaranteed Renewal", renewal on auto and home policies, according to terms and conditions. Ask your American National agent for more information about this added benefit.
  
  
• TLC - Tri-Line Coverage^SM Discount - Choose American National for your auto, home and life and you'll receive a special discount on qualifying auto and home premiums. It's our way of rewarding customers who trust American National with all three insurance needs.
  
  
• Fast Efficient Claim Service - Report claims toll-free at 1-800-333-2860 24-hours a day, 7 days a week. Nine out of ten customers tell us, based on our claims service, they would recommend ANPAC to someone they know.

• Liability - Pays for damages due to bodily injur and/or property damage from a covered loss for which an insured is legally liable. This coverage includes defending you in a lawsuit, bail, bond expense, attorney fees, and medical first aid at the accident scene.
  
  
• Medical Payments - Pays for reasonable and necessary medical expenses arising out of an accident up tot he limit purchased per person.
  
  
• Personal Injury Protection - Pays for reasonable and necessary medical expenses and lost wages arising out of a covered accident up to the limit purchased per person.
  
  
• Comprehensive - Pays for loss or damage to your insured car by a covered loss other than a collision or upset. This included but is not limited to: theft, fire, missiles, falling objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief, riot, impact with animals, and glass breakage.
  
  
• Collision - Pays for damage to your insured car resulting from a collision or upset.
  
  
• Towing and Labor - Pays towing and labor costs incurred each time your insured car is disabled. Labor costs at the place of disablement are covered.
  
  
• Rental Reimbursement and Travel Expense - Pays up to $25 per day rental expense while your car is being repaired due to a covered loss for up to 30 days. Higher limist are available.
  
  
• If the loss occurs more than 50 miles from home, extra expenses incurred for meals, lodging and transportation fares to return to your home or your destination are covered.
  
  
• Uninsured Motorist - Pays for damages for bodily injury to an insured person caused by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and run) driver.
  
  
• Underinsured Motorist - This coverage applies when your bodily injury is caused by an underinsured motor vehicle, as defined in the policy.
  
  
• Accidental Death, Dismemberment, Disability - Pays up to a specified amount for death, loss of limbs, loss of sight and certain other injuries to designated person(s) resulting from a car accident.
  
  
• Work Loss Coverage - Pays designated person(s) up to 85% of earnings lost because of auto accident injuries subject to certain maximum limits shown in the policy.
  
  
• ACE (Added Coverage Endorsement) - Pays for Original Equipment Manufacturer (OEM) parts, when replacement parts are required, due to a covered accident. Plus, for insured vehicles less than one year old, or with less than 15,000 miles, which are involved in a covered loss, the vehicle will be declared a total loss at only 25% damage, and pays the lesser of either the original purchase price or the replacement cost of a comparable vehicle.
  
  
• GAP (Guaranteed Asset Protection) Endorsement - Pays the difference between the loan balance (excluding incidental amounts rolled into the loan, which are not directly related to the base purchase price of the vehicle, such as additional warranties) and the actual cash value of the car, when the vehicle is declared a total loss as the result of a covered accident.

Representing

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, IL.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.